Who are the best companies providing sell and rent back schemes? We're not going to tell you that we're one of the best companies to rent back from - we'll leave you to decide. But it is important you make a wise choice. The golden rule is to arm yourself with sufficient information so you can make an informed decision. This may also involve speaking to other family members, advisory services such as Citizens Advice and Shelter as well as taking financial and legal advice. And you can be certain that any rent back provider who baulks at you taking time to do this will not be among the best companies providing sell and rent back schemes. As prospective clients learn more about selling and renting back they become clearer in their own mind what they're looking for. If you start out with limited information it's obvious that you may not know what questions to ask. However, although people often have individual requirements there are some things that stand out as general "must haves": ...arrangements that allow them to meet their objectives in renting back ..written terms and conditions explaining clearly what's being offered, what your rights and obligations are and their commitments to you ...guarantees (as far as is legally possible) a secure length of tenure ...fair and stable rental payments gauged to market rates or lower ..gives them the ability to keep their pets .. lets them continue to treat their house as home. The best companies providing sell and rent back schemes will already do this. We'd like to add another which you may not be on your list but should. The best companies offering sell and best schemes will also have some form of policy on client selection. Companies focusing on certain "high risk" groups of homeowners can unwittingly introduce risk into their business. And that's the last thing you need! Meets your objectives and fits in with your plans Sell and rent back schemes are two-way agreements. Or should be. They only work if the terms suit both parties. For example, we take the view that if a sell and rent back arrangement won't meet your objectives it won't meet ours. Simple. The best companies providing sell and rent back schemes understand that the motivations and circumstances surrounding a rent back enquiry are always different.  The best companies providing sell and rent back arrangements will take a "bespoke" approach while ensuring everything is legal and proper. Guarantees your right to remain in your home Some guarantees are worth nothing - the best companies providing sell and rent back arrangements will not guarantee what is not within their gift. However people rightly worry about security and the most reputable sell and rent back companies are taking steps to address these concerns. Actions speak louder than words of course. We offer clients one of two options. Written confirmation in their lease that they have the automatic right to re-new the lease - as long as both parties meet their obligations or we issue consecutive leases upfront at the time of sale. The paperwork We do hear that some companies appear to try to get by with minimal paperwork. Bear in mind that reputable sell and rent back firms have nothing to hide. So please ask whichever firms you are considering renting back from, for written terms and conditions. The best companies providing sell and rent back schemes will want you to enter into any arrangement with your eyes open. You should meet with your solicitor at the earliest opportunity to explain why you're thinking of renting back. Take all your paperwork with you so your solicitor can look it over. Affordable rental payments Many sell and rent back arrangements set rents at market levels as a matter of course.  That's fine if you can afford it, but doesn't give you a big incentive to stay put. Does it? The level of rent we agree with you is not automatically pegged to market levels (for example) but on what you can afford and the likelihood we can make a "fair return" over the lifetime of the agreement. You also have every right to ask about future rents and how rent increases will be calculated. Keeping your pets Many commercial landlords will not allow pets in their rental properties. Dogs in particular can be an issue. The best companies providing sell and rent back schemes are more flexible recognising pets are family members. Treating your house like home It's often an unspoken query but people wonder if they'll "feel" like tenants. Everyone we speak to - and there are no exceptions - are thrilled when we confirm they'll be able to continue to treat their house as their home. Yes, legally of course, you'll be a tenant. But it doesn't have to feel like that day to day.

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