Facing repossession? Other debts too?

If you have months of arrears or an eviction date you've failed to come to an arrangement with your lender. Or perhaps you've found your finances too tight to be able to keep up your additional payments to clear your arrears.

The longer you leave it the more you limit your options. As you'll be

Wondering what to do for the best?

You may already realise you can stop the process if you can find a buyer for your house. The problem is if you pin your hopes on the traditional house selling process it may not get you what you want when you want it.

Using the services of a professional property buyer simply offers you an alternative way to sell your property. And sell for cash too.

If you're facing repossession you  need to sell your home in double-quick time.  But it's a little more complicated than that, isn't it?

Not only do you need to sell fast, but you need the comfort of a certain sale. You can't leave anything to chance. You need to know your property will be sold in weeks or perhaps days.

A further consideration arises because you may not want to move out of your home. Moving means disruption to family life, schools and jobs and is generally unsettling.

The problem is, houses sold on the open market are typically sold with vacant possession. This means you have to move out of your home.

Also worrying if you're facing repossession is that a conventional sale can take three or four months. Or even longer if all or part of the market is slow. Even then if you don't have a chain-free buyer it can take even longer. And then there's the possibility your buyer may drop out.

This brings us to another potential problem with selling on the open market if you're facing repossession. Your sale isn't guaranteed to happen. Nothing can be taken for granted. All of which is pretty nerve-wracking.

A significant proportion of house sales fail. Right now, with interest rates rising, and uncertainty in the housing market, more buyers are re-considering their financial position.

But, and it's a big but, you might get lucky. If you think you have time it is worth trying because it's the only way you'll get the most amount of money for your property.

Perhaps facing repossession has brought you to the point where you think you don't care? After all if you're repossessed your lender will sell your home to get their money back. End of story. You can walk away.

The trouble with this strategy is, by the time your property is repossessed your lender will only be thinking about how to recoup their investment. When your lender does re-sell your property you can still be left with a shortfall to pay-back.

If you're facing repossession it really is better to act in your best interests. Facing repossession may not be a life and death situation, but losing your home, which is what repossession really means, comes close.

But there might be another option worth considering.

Find a professional cash buyer who is sympathetic to your situation.

Professional cash property buyers are used to dealing with families facing repossession. They can buy your home quickly for cash and even rent your home back to you.

The right kind of cash buyer will be interested in providing you with a fast house sale service and should be able to give you a range of options to consider including renting back your home for an affordable rent.

If you're facing repossession selling your home to a professional cash buyer solves a number of your problems at once.

You get cash quickly from the sale of your property and  can pay off your arrears and mortgage and if you want, you can remain in your home. By renting your property back your family literally keeps their roof over their heads.

Facing repossession? Get sympathetic help. Fast.

Perhaps one of these apply to you...

Reached stalemate with your lender?

Unable to clear arrears?

Falling behind with additional payments?

House not selling on the open market?

Not want to move?

Thinking of renting back?

Facing repossession in weeks?

Got a possession order?

Reduced or fixed earnings?

Want to clear debts?

Mortgage no longer manageable?

Worried about higher interest rates?

Unable to afford a similar house in your area?

Unclear about the process for stopping repossession?

Selling your home for cash can make sense. Most cash buyers can offer the same guaranteed sale service although not all share the same approach

You'll do best by finding a professional cash buyer who'll listen and take all your circumstances into account.

We put people before property.

Selling your home for cash when you're facing repossession..

We offer "tailor made" help to homeowners facing repossession.

Unlike an estate agent, Sell Your House Quick Help offers a certain, guaranteed sale and we can pay off your arrears before the sale completes.  If you're facing repossession a certain sale and/or payment of your arrears can stop the repossession process or threat of eviction.

With a guaranteed sale to Sell Your House Quick Help you can relax in the knowledge your sale will complete quickly. We even put cash against our guarantee.

We don't charge fees.

We don't charge for valuations (ever). We use the same independent valuation methodology used by many of the lenders and surveyors. We operate in a transparent way, so always share our research with you. If your facing repossession and selling your home for cash we make it fair as well as fast.

Your legal fees are paid by us too.

We'll give you the best cash offer we can. If you'd like an affordable rent back arrangement we'll aim to  give you more than one sell/rent plan to consider. Our key consideration is what you'd find affordable.

What's more, if you opt for a sell rent alternative rather than an outright sale you can choose between a short or long term rental. And if you need more help to get financially back on your feet just ask about paying reduced rent or a  rent-free period.

You'll find it refreshing to know that the whole sale process is professionally managed by us every step of the way. Nothing is left to chance.

Your property will be sold within a month (in days if we have to) You can walk away or rent back relaxed in the knowledge your mortgage is paid off.

If you're facing repossession, selling your home for cash to a professional  buyer like Sell Your House Quick Help is by far the quickest way to get your house sold and your mortgage or debts paid. It is also the only way to be 100% certain your property will be sold.

Next step? If you'd like to have an informal chat or have questions call us on 0800 043 0669. Alternatively, complete the online form to get fast, sympathetic help.