Sell to rent in Scotland? Possibly? We're here to help you keep your Scottish house your home. The information here is intended to help you decide whether renting back might be for you, and whether we'd be right for each other.  After all, we could be with each other for years!

We're in this for the long haul, and recognise people worry about certain aspects of switching from being a property owner to a tenant (our client). The prospect of this change may seem daunting at first.

Your house is your most important asset and you won't want to give it up lightly. But perhaps even more importantly, it's your home. And, even if you've been a tenant in the past, you're unlikely to have done this before.

And just in case you'd like to buy your house back, our sell to rent in Scotland arrangements are reversible.  Just let is know up front you'd like to us to include a buy back option.

Naturally you'll have lots of questions. The more you think about the sell to rent in Scotland option the more questions you'll have. And that's a good thing.

We're here to answer all your questions.

Your biggest concerns - the heart of the matter

When people speak to us about the sell to rent in Scotland option they generally have two issues uppermost in their minds. Not always, but more often than not. How long can they stay and the level of rent they'll be paying (oh, and can their pets stay too). Understandably so.

We have no hard and fast rules about the length of time we'll keep a property. In fact, we don't look at the length of our arrangement with you in these terms at all. We have a long-term outlook on our business and have no hard and fast rules.

To know how best to design a "hand-made" sell to rent arrangement for you the first questions we ask are what are your plans, and how long do you want to stay? This is reflected in our number one concern. Will you make good client?

Yes, we have concerns too. Ultimately sell to rent in Scotland is about people, not property.

We know not every property company thinks like this but we do. We'll happily juggle figures around for people we think will be good long term clients, as long as the arrangement is affordable for both parties. Affordability really goes to the heart of whether a rent back arrangement works for both parties.

You can read more on our general approach to sell and rent back including sell to rent in Scotland.

The level of rent you pay is entirely up to you. This may seem a strange thing to say but it's true. The only thing you have to bear in mind is that the rent ideally should cover the cost of financing the property. Put another way, the purchase price of the property (our costs) are always related to the rent. So if you sell to rent in Scotland with us you (effectively) set the level of rent when you agree the purchase price.

If you sell to rent in Scotland it can appear you're giving up your home but it doesn't have to feel like that...

When people call us, admitting they're apprehensive about taking the sell to rent route, we generally tell them they should be! It's  not a step to be undertaken lightly.

But renting back your home can make a lot of sense.

If you're at the early stages of thinking about whether selling to rent back is right for you..We've prepared a list of the considerations to help you.

We admit it's probably not exhaustive but it should help you on your way if you're planning to find out more about whether selling to rent back is right for you.

Sell to rent in Scotland -  considerations

Some of the issues covered in our list are matters strictly for your family. Others are issues you may want to raise with providers of rent back services.

• Your motivation?
• Level of secured and unsecured debt?
• Estimated house value?
• Investment / financial planning decisions?
• Short term or long term?
• Security of tenure?
• Impact of changes to your income
• Standard Scottish tenancy agreement (SAT)?
• Affordable rent?
• Flexibility?
• Future rent levels?
• Maintenance / management?
• Possibility of buy back?
• DIY / Home improvement?
• Pets?
• Retirement planning?
• Inheritance / family issues?

Just take all the time you need to decide if the sell to rent in Scotland option is right for you. And when you're ready call us on 0800 043 0669. Or alternatively, complete the form below.